American pride legal funding

We provide lawsuit advances on all types of personal injury cases.  Call today for your lawsuit cash advance.

Cash within 24 hours of approval.

Please fill out the form and we will reach out to you and start the process.

Easy Lawsuit Loans

You only repay your advance if you win your case.

Cash in Hand Within 24 Hours of Approval

We work with your law firm to see if we can approve your case.

No Upfront fees, No Monthly Fees

Straightforward process and guidance.

Pre Settlement Funding Companies and Why Your Application Might Be Denied

To start the application for an advance with American Pride Legal Funding is as easy as calling us and giving us some basic information.  However, there are several factors that all pre settlement funding companies will look at.

First, to apply for a lawsuit advance with a pre settlement funding company like American Pride Legal Funding you must have an attorney.  Many times, a pre settlement funding company will automatically disqualify your application when you are pursuing a claim without an attorney.  If you are interviewing attorneys or having conversations with attorneys, please complete their intake process and then reach out to us for potential funding. 

Secondly, pre settlement funding companies can’t fund when the plaintiff is a minor.  Almost all pre settlement funding companies view cases involving a minor as disqualified.  This is because once the case settles, the funds are not available for repayment until the minor’s eighteenth birthday at the earliest. 

Your state residency is important in qualifying for a lawsuit advance from American Pride Legal Funding or any pre settlement funding company.  Your state of residence defines the jurisdiction of your personal injury claim.  Many states have unfavorable ruling regarding lawsuit funding and personal injury settlement advances.  Also, many states that allow funding have statues that provide for a minimum amount of funding that is very high and not typical of the average lawsuit cash advance.

State Funding Requirements and Lawsuit Funding Companies

All pre settlement funding companies are aware of these states and their rules.  For instance, in North Carolina that minimum funding amount is $25,000 which is a very large amount and very few cases qualify for that large of an advance.  If you are in North Carolina and don’t have a case that meets the $25,000 case minimum.

Another example is Colorado, our minimum funding amount in Colorado is $70,000.  This is another instance where it makes it very difficult to get the average personal injury case funded in Colorado.  Another state with a statutory limitation is South Carolina.

Types of Cases the Best Lawsuit Loan Companies Approve

There are a great many types of claims.  And we specialize in car accident loans and general personal injury claims such as medical malpractice claims and slip and fall claims.  However, there are many claims that pre settlement funding companies can’t be helpful with.  For instance, we can’t help with social security claims, divorce disputes, and inheritance claims.  There must be a third party personal injury claim attached to your case for us to be helpful.

Finally, soft tissue injuries are difficult to fund in general.  This is not a hard and fast rule because we are able to fund when there are only soft tissue injuries, but the funding amount is typically less than $1,000. 

How American Pride Legal and other Pre Settlement Funding Companies Help Plaintiffs

Many times, a lawsuit is the best way and the only way to rectify a wrong.  A personal may be wrongfully terminated or been involved in a car accident.  The majority of Americans do not have $500 in case of an emergency.  Also, many Americans do not have the means to pursue a legitimate personal injury claim.  


Third party funding is available to help plaintiffs when they are out of resources and facing a large insurance company.  Per settlement funding companies essentially provide for profit legal aid. 

Even Hulk Hogan Needed a Version of a Pre Settlement Funding Company

American Pride Legal Funding can help you level the playing field against larger players.  Even celebrities like Hulk Hogan have turned to legal funding for help.  Litigation is expensive, and Hulk Hogan had a privacy case against the media site, Gawker but he didn’t have the funds to pursue the case by himself.  Even with his resources, a fair shake was not available to him. 

Hulk Hogan needed the help of a Billionaire, Peter Thiel.  On the road to his legal victory, Hogan needed the help of legal funding just like a person pursuing a car accident claim against a major insurance company.  In Hogan’s case, from beginning to end, the litigation lasted four years and cost millions of dollars.  There is no way Hogan could have lasted that long even with his resources as a celebrity. 


An outside funder (Peter Thiel), helped Hogan and financed his lawsuit.  Everyone needs help occasionally regardless of their financial history.  Pre settlement funding companies act as legal backers.  During the litigation process and negotiation process with the insurance company you may be tempted to take a low ball offer because of pressing financial needs.  A pre settlement loan can give you the staying power to allow your attorney to pursue your claim.

How the Best Pre Settlement Funding Companies Decide What to Fund

When evaluating a case to fund or back in the case of Hogan, pre settlement funding companies will look at four main factors. 

Liability for your Car Accident Loan

Liability is basically the legal responsibility for one’s acts or omissions.  It is one of the most important terms in the judicial system.  To win a lawsuit, the plaintiff (you) must demonstrate that the defendant (the insurance company in most cases) has legal liability for the accident.

American Pride Legal Funding and other pre settlement funding companies, look closely at liability and generally rely on the Police Report in the case of motor vehicle accidents to determine liability.  Determining liability can be challenging and take months in court.  To get an idea of where the liability lies in a claim, a pre settlement funding company will look at police ports, expert reports, photos of the accident scene, witness statements/depositions, and initial treatment records. 

Damages for Your Car Accident Cash Advance


In legal terms, damages of the amount of money which a plaintiff may be awarded in a lawsuit is synonymous with the value of the lawsuit.  For the best pre settlement funding companies, there is a direct relationship between the extent of a plaintiff’s medical treatment and the actual damages and value of a case.  To determine potential damages, American Pride gather the plaintiff’s medical bills, treatment records, and diagnostic reports.  

Lawsuit Loan Funding Companies Look at How Likely They Are to be Paid Back

The Lawsuit Loan’s Collectability

Collectability includes the defendant’s insurance information.  The amount of insurance coverage sets the upper limit on a plaintiff’s settlement.   Pre settlement funding companies will gather information on the defendant’s insurance policy and any umbrella policies as well as the plaintiff’s insurance policy (UIM).

How Pre Settlement Funding Companies View Prior Liens

Investopedia defines a lien as a legal right granted by the owner of the property, by a law or otherwise acquired by a creditor.  A lien serves to guarantee an underlying obligation, such as the repayment of a loan.”

When it comes to legal funding, liens can come in many forms including prior lawsuit advances, letter of protection, child support, and medical liens.  The best pre settlement funding companies evaluate these liens to make sure you are advanced the appropriate amount relative to your expected net from your settlement.  American Pride Legal Funding won’t check your credit, but we will check to see if you have prior funding from other legal funding companies.

American Pride Legal Funding can help you level the playing field against the insurance giants.  You don’t have to accept a low-ball offer or get behind on your monthly obligations, give us a call.  We’ll answer all of your questions and walk you through the process step-by-step.  Using the best pre settlement funding company in the business will help you win the compensation you are entitled to. 

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